/* hagglemyrate.com.au holding page (#654). Static: no scripts, no external fonts, no third-party requests.
   Tokens match static/rn.css (#553's sign-up pages) so the sign-up form joins this page without a jump.
   The one bold element is the hero exchange; everything else stays quiet. */
:root {
  --rn-ink: #1d2329;
  --rn-muted: #5b6670;
  --rn-line: #d5dade;
  --rn-soft: #f4f6f7;
  --rn-page: #ffffff;
  --rn-accent: #2f5d8a;
  --rn-accent-ink: #ffffff;
  --hm-tag: #f2c94c;
  --hm-serif: Charter, "Bitstream Charter", "Sitka Text", Cambria, "Noto Serif", Georgia, serif;
  --hm-sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--rn-page);
  color: var(--rn-ink);
  font-family: var(--hm-sans);
  font-size: 1.0625rem;
  line-height: 1.55;
}

a { color: var(--rn-accent); text-underline-offset: 0.15em; }
a:hover { text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid var(--rn-accent); outline-offset: 2px; border-radius: 2px; }

.hm-wrap {
  width: 100%;
  max-width: 1040px;
  margin: 0 auto;
  padding-left: 16px;
  padding-right: 16px;
}

/* Wordmark: a small price tag, the only ornament on the page. */
.hm-top { padding-top: 20px; padding-bottom: 8px; }
.hm-mark {
  margin: 0;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--hm-serif);
  font-weight: 700;
  font-size: 1.25rem;
  letter-spacing: -0.005em;
}
.hm-tag {
  position: relative;
  width: 22px;
  height: 14px;
  background: var(--hm-tag);
  border-radius: 2px 3px 3px 2px;
  clip-path: polygon(28% 0, 100% 0, 100% 100%, 28% 100%, 0 50%);
}
.hm-tag::after {
  content: "";
  position: absolute;
  left: 6px;
  top: 5px;
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--rn-page);
}

/* Hero */
.hm-hero { padding-top: 28px; padding-bottom: 36px; }
.hm-hero h1 {
  margin: 0;
  font-family: var(--hm-serif);
  font-weight: 700;
  font-size: clamp(1.9rem, 1.2rem + 3.2vw, 3.1rem);
  line-height: 1.12;
  letter-spacing: -0.015em;
  max-width: 18ch;
}
.hm-lede {
  margin: 16px 0 0;
  font-size: 1.1875rem;
  color: var(--rn-muted);
  max-width: 34ch;
}

/* The exchange: what we ask, and the bank's first answer. Speech, not cards. */
.hm-exchange { margin: 32px 0 0; padding: 0; max-width: 520px; }
.hm-eg {
  margin: 0 0 10px;
  font-size: 0.8125rem;
  color: var(--rn-muted);
}
.hm-line { max-width: 88%; }
.hm-line + .hm-line { margin-top: 14px; }
.hm-who {
  margin: 0 0 4px;
  font-size: 0.8125rem;
  color: var(--rn-muted);
}
.hm-say {
  margin: 0;
  padding: 12px 16px;
  font-family: var(--hm-serif);
  font-size: 1.125rem;
  line-height: 1.4;
}
.hm-us .hm-say {
  background: var(--rn-accent);
  color: var(--rn-accent-ink);
  border: 1px solid transparent;   /* drawn in forced-colours mode, where backgrounds drop */
  border-radius: 16px 16px 16px 4px;
}
.hm-bank { margin-left: auto; text-align: right; }
.hm-bank .hm-say {
  text-align: left;
  background: var(--rn-soft);
  border: 1px solid var(--rn-line);
  border-radius: 16px 16px 4px 16px;
}

/* One moment of motion: the bank's reply arrives a beat after the question. */
@media (prefers-reduced-motion: no-preference) {
  .hm-bank { animation: hm-reply 0.4s ease-out 0.4s both; }
  @keyframes hm-reply {
    from { opacity: 0; transform: translateY(6px); }
    to { opacity: 1; transform: none; }
  }
}

/* Status: the one thing a visitor can do today. */
.hm-status { padding-top: 0; padding-bottom: 8px; }
.hm-status h2,
.hm-status p { max-width: 640px; }
.hm-status h2 {
  margin: 0;
  padding-top: 20px;
  border-top: 3px solid var(--hm-tag);
  font-family: var(--hm-serif);
  font-size: 1.375rem;
  line-height: 1.25;
}
.hm-status p { margin: 6px 0 0; }

/* Body sections */
.hm-section { padding-top: 36px; }
.hm-section h2 {
  margin: 0 0 10px;
  font-family: var(--hm-serif);
  font-size: 1.375rem;
  line-height: 1.25;
}
.hm-section p,
.hm-steps { max-width: 640px; }
.hm-section p { margin: 0 0 12px; }

.hm-steps { margin: 0; padding-left: 1.5em; }
.hm-steps li { padding-left: 0.25em; }
.hm-steps li + li { margin-top: 10px; }
.hm-steps li::marker { font-family: var(--hm-serif); font-weight: 700; color: var(--rn-accent); }

.hm-404 {
  margin: 0 0 12px;
  font-family: var(--hm-serif);
  font-size: 1.75rem;
  line-height: 1.2;
}

/* Footer: the trading-name line, on every page of the brand. */
.hm-foot {
  margin-top: 48px;
  padding-bottom: 40px;
  font-size: 0.875rem;
  color: var(--rn-muted);
}
.hm-foot::before {
  content: "";
  display: block;
  max-width: 640px;
  margin-bottom: 20px;
  border-top: 1px solid var(--rn-line);
}
.hm-foot p { margin: 0 0 8px; max-width: 640px; }
.hm-foot a { color: inherit; }
.hm-links a + a { margin-left: 20px; }
.hm-nw { white-space: nowrap; }

/* Windows contrast themes drop backgrounds: keep the tag ornament visible rather than an empty gap. */
@media (forced-colors: active) {
  .hm-tag { forced-color-adjust: none; }
}

/* Wider screens: the headline and the exchange sit side by side. */
@media (min-width: 820px) {
  .hm-top { padding-top: 28px; }
  .hm-hero {
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr);
    column-gap: 56px;
    align-items: end;
    padding-top: 56px;
    padding-bottom: 56px;
  }
  .hm-exchange { margin-top: 0; }
}